Understanding Gun Owner Liability Insurance: Why It Matters
The idea of requiring gun owners to have liability insurance has sparked a lot of strong feelings. This proposal would hold gun owners financially responsible for any damage or injuries caused by their firearms, similar to how car…
Insurance for rights? Now there's a pickle. It's like asking for a life jacket in a kiddie pool—impractical for some, security for others. We need balance without trampling freedoms. In America, we debate fiercely, but let's hope we don't need insurance for our egos once the dust settles.
Not a pickle at all.
Would you advocate for requiring insurance to vote? Would you require insurance to exercise your free speech rights or freedom of religion?
It’s an unconstitutional and idiotic idea.
I appreciate your perspective! While requiring insurance raises constitutional questions, liability insurance could encourage responsible ownership and help manage risks, similar to car insurance. It’s a complex issue that requires balancing rights with public safety.
The biggest problem with requiring "liability insurance" 4 guns is that once U mandate that requirement U have 2 regulate the industry.
That hasn't gone well with car insurance. The companies know they have consumers over the barrel & they abuse us.
Also, "ownership" of a gun can be hard to track.
You would figure the biggest problem would be the criminal element prohibited from owning a gun will not have it. Requiring them to do so would violate their right not to self incriminate
You aren't wrong there but it's more than the "criminal element".
It's totally legal 2 buy a gun from me if U aren't otherwise barred.
If I sell it to U though & I don't require U to pick it up from an FFL that gun still belongs to ME on paper.
If stolen and used in a crime, it's ME on the hook.
There is a lot of less than accurate information there. I have sold my share of firearms and once the bill of sale was signed the gun is the purchasers and their responsibility. I will
Give that states have their own laws concerning the sell and it may vary.
The scenario you described would be better solved with a free and open Background Check system everyone hav access to to verify the status in private sales
I'm all for universal background checks but I think "free and open" might be hard to do.
It sounds like a private company, GSE or government agency would need to maintain a database in order to make this work.
Once again... a registry is born.
Not hard at all. You would go to something like UBC.guv input the buyers information hit enter and get your response. Pretty much exactly like it’s done now without the middleman and extra fees associated with that.
